Are you in need of a Wisconsin Car Insurance? Well, look no further. All you have to do is input your zip code here and you can then find and compare different policies available in your area. But, even if it is made simpler with the website, there are still some things that you should know about the insurance laws that are in effect in this state. Here are some of the laws in the state so that you can get a glimpse of what to expect.
You may be stopped and asked for your insurance policy at any law enforcement station. This is done randomly so that no one will get smart and evade getting a policy. Even if you are coming from another state you may be required to show proof of your insurance from that state. If you are found without any insurance, you will be fined a minimum of $500. If you are not able to show your policy during the time when you are stopped, you may be fined up to $10. With this in mind, bring your insurance papers at all times to avoid penalties.
The coverage mandated by the state is $50,000 for a single person injury or death and $100,000 for two or more persons. There is also a mandated coverage for damages at around $15,000. With these figures alone, it is already eminent that the premiums to be paid are quite high. But remember, with this high a coverage, you will never worry again about your hospital bills.
During claiming of a driver’s license, you are not required to have your insurance policy with you without the express order of the DMV (Department of Motor Vehicles). This is usually done when you are renewing a suspended or revoked license.
There are other factors that should be considered when you get your auto insurance aside from the ones stated above. Personal factors like age, experience and how often you drive are some of the things that are checked so that your policy can be adjusted to your special need. Provide your insurance provider with this information so that they can tailor the policy to your specific need.
With these few simple things in mind, it is already a daunting task finding the right insurance policy for you. That is why it is important that you should get the chance to compare the policies. With this website, you will get that chance and obtain the perfect insurance for your need and potentially save some money in the process.