Most people who have cars have car insurance. In order to get car insurance, they had to go through the rigmarole of getting car insurance quotes and choosing the best one out of the handful they actually managed to get, never mind how many they applied for. Everyone tells you how to decrease your car insurance premiums, but what about the things that make it higher? Now that would be useful information, do you not agree?
Be under the age of twenty-five. Young people get much expensive car insurance quotes than older, “more mature” people. Do they not trust us or something? I am sure you are perfectly capable of driving yourself home from the bar after a raucous night out with your mates. It does not matter that you do not have a steady job or are studying at the moment, you can afford the premiums, right?
Have your license for less than five years. So what if you just got your license yesterday? You have a steady head and do not panic at the slightest excuse. Now which one was the brake pedal again? Oops, that’s the accelerator! Eek, slam on brakes, too late! Stop with the assistance of car in front of you! Driving is not an automatic thing yet, is it? Cue higher car insurance quotes.
Forget to install an alarm system and gear lock. Of course, no one would want to steal your car, there are so many better ones nearby, and you always park next to a more expensive car. Unfortunately, not all crooks are that daft; they will take the easiest target, aka, your car with no gear lock or alarm not the Mercedes next to it with its state of the art alarm system and tracker.
Buy an old, really old car. It is a good year. They are so reliable; they never break down. Never mind the out of date safety gear like drum brakes all round that stops working when they get too hot and no airbags and no central locking and no, well no anything. They also tend to have much higher mileage than newer cars, meaning they will need to have more services and need to specially source parts if you damage it in an accident. Tada! Higher insurance premiums!
So now you know how to get very high car insurance quotes. Maybe you will be able to steer away from these things and get yourself a better deal. Or maybe it just explains why your car insurance is so high in the first place and helps you fix it so that you pay less.