The only query you will ask yourself each day is Can I be on my parents’ car insurance if the car is in my name? Lots of the young people aged below 20 years will ask themselves this question. It is just an easy puzzle. You will discover that different countries have disparate legal laws. However in many of the countries in the world today it isn’t humanly possible for you to use your parent’s insurance when you have a passport or a personal identification card registered under your name.
It could feel disgusting to unveil the truth of the matter, but the real facts must stand to be protected. In case you have thought this is right then you could be greatly mistaken. After attaining all the legal documents showing that you are a citizen of any country in the world you will be responsible for any acts you conduct when on the road. Your parent can only come to your protection after you have been taken before a court of law or charged with road safety issues. I could be obviously unfair to have your parents’ prosecuted due to your mistakes.
In some countries, this is legal and you can use your parents’ insurance. In such a case your parent will be liable and need to have legal documentation explaining the reason why you are using his or her insurance coverage. It is an agreement that can be sealed to your parents’ and you in the presence of your insurance company representatives. You will be required to prove that you will be responsible for the car. In case of any wreckage of the car, your parents’ will be mandated with claiming for insurance coverage from the insurance company. It’s just that simple.
Your parents’ and yourself will have to agree on a workable solution to ensure that you effectively drive using his insurance cover without any interference from the authorities. Your parents’ perspective to this is also significant. You should be capable of explaining to your parents why you need a car and yet you cannot afford and insurance cover. This could be probably due to the fact you are a student and haven’t started making money and yet you want to drive. It is just this simple.
As a matter of fact, it will always be the best feeling to have your own insurance coverage, but when it’s not possible you will be forced to use your parents’ insurance. Think about it and you will definitely come up with what you really think is right.